Health Insurance Solutions Since 2004

For nearly a decade, Denise Lombard has helped individuals and families find smart health insurance solutions with a mix of market savvy, financial know-how, and an unrelenting desire to give her clients genuine peace of mind.

Denise came to the world of health insurance via an unconventional route. After receiving her MBA from Washington University, she worked in consumer packaged-goods marketing. As Denise says, “After awhile, it was hard to stay excited about winning the cookie-brand wars. I wanted to work on something that is really meaningful in a person’s life.”

As luck (and hard work) would have it, Denise became Director of Marketing for Medicare for Blue Shield of CA. It was there that she discovered her true calling –– a passion for applying her financial acumen and understanding of the inner workings of the health insurance field to make a difference in people’s lives.

Denise set off on her own in 2004, dedicated to giving her clients the kind of care and attention she seeks for her own family. Since then, she has helped hundreds of people find health insurance solutions tailor-made to fit their needs.

Denise is also a popular speaker who helps people make sense of complicated health insurance topics like Medicare and the Affordable Care Act.


It starts with a conversation.

When you partner with Denise, you work with someone who knows how to listen –– truly listen –– to your needs and priorities. Once she has a clear understanding of your circumstances, she rolls up her sleeves and gets to work. Fast.

Denise shops the market in the amount of time it would take you to talk to just one insurance company. Not only does she know where to search, she makes certain you don’t fall prey to hidden pitfalls and unpleasant surprises. Her sole mission is to make sure you’re happy with your insurance decision both when you buy it and when you need to use it. As Denise says, “I’m able to give you a better perspective of the market. I take pride in making sure you fully understand the coverage you buy and feel happy about whatever you choose.”

You pay nothing.

There is no charge for Denise’s service. She receives her commission from any insurance company with whom she works. Best of all, you pay the same price for your plan whether you buy through her, the Health Insurance Exchange or directly from an insurance company.