Denise Lombard helps individuals and families find intelligent Health, Medicare, Life, Disability and Long Term Care insurance solutions by meeting needs and exceeding expectations — at no charge to you. She does the sleuthing and vetting. You do the choosing and enjoying. Best of all, you pay the same price for your plan whether you buy through her, the Health Insurance Exchange or directly from an insurance company. With Denise, you get a full view of the market.